for the Oilfield
GET PAID NOW —
NOT IN 90 DAYS
You ran the job and sent the invoice. Then you wait 30, 60, 90 days while payroll is Friday. Quick Pay advances up to 95% of your invoice, funded next day — built and run by people from oil & gas.
Your crews ran the job. You invoiced the operator. Now you're floating 30–90 day terms while payroll, fuel, and insurance are due on your schedule, not theirs.
So you go to the bank — and they tell you you're "too concentrated" because most of your revenue runs through one operator. Out in the field, that's just how the work comes. To the bank, it's a reason to cap your line. You spend an hour explaining water hauling to someone who's never been to a basin, and they still misprice it.
Invoice today, cash tomorrow
- Send us your invoice. The same one you'd send the operator — water hauling, wireline, frac sand, disposal, hot-shot, whatever the job is.
- We fund up to 95%, next day. Cash hits your account so you make payroll and take the next job.
- We collect from the operator. You stay focused on the work. When they pay on their terms, we settle the rest.
- Do it again, every invoice. No borrowing base to re-qualify, no covenant to trip. Send the next one the day you cut it.
Built by the field, for the field
- Concentration is normal here. One big operator or ten — we underwrite it as the job, not a red flag.
- No banker red tape. No borrowing bases, no covenants, no personal guarantees signing away your house.
- We speak oilfield. No 20-minute back-story. We already know your 100+ service categories.
- The largest invoice-funding company in U.S. oil & gas. White-glove service from people in the industry.
Quick Pay vs. the bank vs. out-of-state factors
| Bank A/R Line | Generalist Factor | Bison Quick Pay | |
|---|---|---|---|
| One big operator | Flags you "too concentrated," caps the line | Looks like a risk to a money-first underwriter | No concentration limits — it's the field, not a risk |
| Speed to cash | Weeks of underwriting; then you still wait on terms | Funds, but doesn't move at field speed | Up to 95% of the invoice, funded next day |
| Strings attached | Borrowing bases, covenants, personal guarantee | Varies — often still PGs and minimums | No borrowing bases, no covenants, no PGs |
| Knows the field | Never been to a basin | Oil & gas is one vertical among many | O&G-native — built by operators, for operators |
We went from $350k to $7.5M in three years. When cash flow stopped dictating how fast we could grow, we just kept saying yes to the next job.
— Oilfield Services Provider, TexasThe bank kept calling us "too concentrated." Bison funded us next day on the same invoices the bank wouldn't touch.
— Water Hauling Operator, OklahomaSend us one invoice.
See how fast "next day" really is. No personal guarantee, no covenants, no concentration limits — just talk to someone from the field.